Wednesday, August 27, 2008

ONLINE BANKING
We are committed to protecting your personal information. Our customer’s online security is very important to us. In order to deliver Internet banking, security procedures have been implemented for you.

When you sign into your Security Bank and Trust Company account with your User ID and Password, they are sent from your computer to ours through a 128 Bit-encryption using Secure Socket Layer (SSL) protocol technology. This method allows you to establish a secure connection to communicate with the bank, ensuring that no one else can read your information. Once the secure connection has been established between your browser and our server, you gain access to your account(s). Transactions sent to our banking server must pass through a filtering router system and firewall and the system is monitored 24-hours a day, seven days a week in order to protect your information.

User Responsibilities
As a user of the online banking system, you have a responsibility for the security of your information. Always take every precaution to protect your personal information and property by following the recommendations below:
Choose your password carefully, change it frequently, and keep it confidential. Select a password that is hard to guess and change it regularly to protect yourself.

Make sure your computer is up to date.
o Apply the latest security updates and patches for your computer.
o Use up-to-date antivirus software.
o Use an internet firewall.
o Implement a spam filter for your email account.
This website is best viewed through Microsoft Internet Explorer or Netscape Navigator.Please review the Internet Scams and Safety section of the website for further information.

Internet Scams & Internet Safety

Here are some tips to promote Internet safety and avoid Internet scams.

Never save your password to your desktop – Saving your password to your desktop may seem like a timesaver, but it allows others to access your personal information without your permission.

Avoid using passwords that are easily guessed – Do not use passwords with your phone number, date of birth or social security number. Create passwords that contain letters and numbers that cannot be easily attributed to you. Change your password every 60 days or as often as you feel comfortable. Keep in mind that the longer the password, the harder it is to break it. Also use a combination of upper and lower case letters and numbers.

Do not open Email from unknown sources – Emails may contain viruses that can damage your computer or spy ware that records keystrokes and websites that you visit. Be wary of Emails that contain typographical errors or misspelled words as those may be indicators that the Email is a scam.

Be wary of any Email that asks for PIN numbers, passwords, account numbers, credit or debit card information – Security Bank & Trust will never send you an Email asking for this information. There have also been scams where an official looking Email from the FDIC asks for this type of information or directs you to a website where you enter personal information. Do not fall for this. The FDIC or any other bank regulatory agency will not send you an Email asking for personal information. If you do receive a questionable Email, do not respond to it. Please call the bank or local law enforcement.

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